Job Purpose:

Provide timely, practical legal advice on commercial contracts and regulatory matters to protect the Bank’s interests, manage legal risks and support informed business decisions. Support the drafting, negotiation and management of commercial agreements; interpret applicable laws, regulations and emerging legislation; and advise stakeholders on compliance obligations and the resolution of contractual and regulatory issues.

Key Roles and Responsibilities:

• Provide timely, cost-effective legal advisory services to all departments within the Bank, exercising independent legal judgment to identify and mitigate commercial contract and regulatory legal risks and support informed business decisions.
• Draft, review and negotiate commercial agreements, including supplier, service, technology, outsourcing, partnership and confidentiality agreements. Advise on obligations, liability, termination, dispute resolution and applicable regulatory requirements to protect the Bank’s interests.
• Support the management of commercial contracts throughout their lifecycle. Maintain contract records, track key obligations, renewal and termination dates, and advise business owners on variations, breaches and recourse options for non-performing counterparties.
• Support the banking securities team in instructing external advocates, reviewing and negotiating security documents to ensure that the Bank remains adequately protected.
• Review and interpret applicable banking laws, regulations, regulatory circulars and guidelines. Advise on their implications for the Bank’s products, services, commercial arrangements and business processes, working with Compliance and relevant departments to address legal gaps and monitor agreed remedial action.
• Prepare and facilitate staff training on commercial contracting, regulatory obligations, policy changes and other legal matters affecting the Bank.
• Disseminate relevant legal requirements, regulatory circulars and legislative changes to departments and branches, and explain their implications for contracts, business processes and compliance.
• Participate in risk management sessions involving legal matters and review risk reports to identify, assess and advise on key commercial contract and regulatory legal risks and mitigation measures.
• Research current legal developments and prepare briefs for the Head of Legal on their impact on commercial contracts, regulatory changes and emerging legal issues affecting the Bank.
• Prepare legal reports and compile relevant external counsel reports for management and internal and external auditors. Support Compliance and relevant departments with legal review of regulatory correspondence and responses, escalating material legal issues to the Head of Legal.
• Support the resolution of commercial contract disputes through negotiation and settlement, coordinate external counsel where required, and monitor fulfilment of agreed settlement terms.
• Advise on regulatory legal issues and support responses to regulatory inquiries in coordination with Compliance and the Head of Legal.

Key Performance Indicators:

• Commercial contract turnaround and quality: proportion of drafts, reviews and negotiations completed within agreed timelines and meeting the Bank’s approved legal requirements.
• Mitigation of legal risks: timely identification, escalation and closure of agreed actions on material commercial contract and regulatory legal risks.
• Contract management and record keeping: completeness and accuracy of the contract register and timely advice on obligations, renewals, variations and termination dates.
• Preparation and submission of reports: accurate, complete legal and audit reports delivered within agreed timelines.
• Issuance of advisory opinions to management: timely, clear and actionable legal opinions addressing business needs and contractual exposure.
• Regulatory advisory and legal opinions: timely assessment and communication of regulatory changes, delivery of legal input on regulatory responses, and follow-up on agreed compliance actions.

Academic Requirements:

• Minimum of a Bachelor of Laws degree from a recognised institution.
• A Postgraduate Diploma in Law from the Kenya School of Law.
• Registered Advocate of the High Court of Kenya with a current practicing certificate.
• Excellent knowledge and familiarity with Banking Law, Commercial Law, commercial contracting and regulatory compliance requirements.

Experience:

• Minimum of three (3) years’ experience post admission or has worked in a similar and comparable position for a minimum period of three (3) years.
• At least two (2) years’ experience in drafting, reviewing and negotiating commercial contracts and advising on regulatory legal matters is an added advantage.

Core Competencies:

• Banking/Financial Institutions Knowledge.
• Product Knowledge.
• Financial & Business Acumen.
• Customer Engagement.

Professional Competencies:

• Accountable
• Excellence
• Team Player/Collaboration
• Leadership

Technical Skills:

• Legal Strategies Development
• Legal Analysis
• Contracts Management
• Negotiating Skills
• Networking & Liaison/Relationship Management
• Legal Framework
• Risk Management

Knowledge:

• In-depth knowledge of the bank’s products, banking industry’s standards, regulations, laws, CBK guidelines and general bank operations
• Excellent knowledge and understanding of corporate law and procedures
• Sound understanding of regulatory requirements affecting commercial contracts, outsourcing, technology arrangements, data protection and consumer protection

The deadline for submission is 06th November 2026.